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The draft NPPF suggests making cash in lieu of on-site affordable housing easier to use for medium developments. While this flexibility can unlock stalled SME schemes struggling with rigid policies and limited registered provider appetite , it also carries major risks. Chris Green explains why commuted sums must be used carefully with strict safeguards to avoid turning cash into a deferral mechanism rather than a real housing solution.

With affordable housing needs reaching 180,000 homes a year, the current system of relying on private developer cross-subsidy is falling short. James Cogan explores why rigid quotas are leaving developments on the drawing board and argues for a shift toward strategic cash-in-lieu use and direct public sector delivery to fix our broken housing model.